Frequently Asked Questions

What is NHSNB? NHS of New Britain is a non-profit organization with a mission to build healthier and stronger neighborhoods. Our organization has been helping people like you for over 31 years.

Why would I need homebuyer education? Buying a home is a very difficult process that involves a lot of different people-the realtor, the mortgage company, the title company, the appraiser, the home inspector... It is an exasperating and lengthy process for those who have done it before, but can be downright frightening for those who are buying a home for the first time.

What is a first-time buyer? We consider you a first time buyer if you haven't owned a home
for at least three years.

What does the Homebuyer Workshop cost? No cost. The Homebuyer Workshops are sponsored by Connecticut Housing Finance Authority (CHFA).

How do I sign up? Seating is limited. Pre-registration is necessary. Call NHSNB at
860-224-2433 to register.

Do I qualify for your loan program? One of our Housing Counselors can answer that question for you, but we ask that you take homebuyer education class first so you will understand the basics of how loans work.

What if my credit is not great? One of the Housing Counselors will review your credit report with you and let you know steps you need to take to clean up your credit rating.

What if you take the classes and still have questions? Our staff is also available to answer your questions after you purchase your home. Call us, we have other workshops tht may help you once you are a homeowner.

What are Financial Fitness Classes? Teaches you about managing your personal finances, budgeting, the importance of establishing banking relationships, and long term savings strategies.

I don't live in Connecticut. Is this offered elsewhere? There are 240 Neighborworks organizations in America.

Who is NeighborWorks America? NeighborWorks America is the country’s preeminent leader in affordable housing and community development. They work to create opportunities for lower-income people to live in affordable homes in safe, sustainable neighborhoods that are healthy places for families to grow. Headquartered in Washington, DC, NeighborWorks America operates through a national office and eight regional field offices. 

What can NHSNB do to help me with Foreclosure Proceedings? Depending on how far foreclosure proceedings have gone, NHSNB can help you identify options to avoid losing your home. You should be aware that if the problem has gone too long, NHSNB may not be able to help you.

How much will NHSNB charge to help with my foreclosure problem? There is no charge for NHSNB’s assistance.

What happens if foreclosure proceedings begin on my home? Foreclosure proceedings are very serious. If you do not take care of the problem you will probably lose your house and your credit rating will be seriously harmed.