Counseling
Financial Counseling
Struggling to manage your money or unsure how to reach your financial goals? Consider signing up for our one-on-one Financial Counseling.
Our financial counselor will work with you one-on-one to guide you through the fundamentals of money management—including smart credit use, savings strategies, and budgeting techniques.
This personalized experience gives you the tools, support, and confidence you need to take control of your finances and work toward your financial goals.
Rental Counseling
Are you having trouble making ends meet are worried you may be at risk of losing your apartment, or just want peace of mind as a tenant? If so, our Rental Counseling is for you.
We provide an easy, three-step counseling process that will help you keep renting your apartment and provide resources to buy in the future.
We will walk you through providing some basic information about your household finances. Our counselors will review this information and create an initial assessment based on what is provided. Then, they will create an initial action plan specifically for you.
Our counselors will work with you to verify the budget created and develop additional steps for the Action Plan.
Afterward, your counselor will check back with you to see the progress made, and adjust the plan as needed.
Foreclosure
Prevention Counseling
Foreclosure is a serious matter with long-lasting effects on your financial well-being, credit score, and overall quality of life.
If you are unable to make your mortgage payments, your lender may initiate the foreclosure process, which can result in the loss of your home.
In addition to losing your home, foreclosure can lead to legal fees, additional debt, damage to your credit score, and emotional distress.
Our Foreclosure Prevention Counselor will discuss the cause of your mortgage issues, review your finances, and decide on an action plan with you to help you meet your goals.
If you are worried about making your next mortgage payment, already missed a mortgage payment, or are already in foreclosure, don’t wait another day. The longer you wait, the fewer options you will have.
Pre-Purchase Counseling
Are you in the process of purchasing a new home or considering homeownership? If so, sign up for our pre-purchase counseling.
A housing counselor will work with you to:
Review your income, credit, savings, and spending habits
Create a realistic budget and assess your timeline and mortgage readiness
Decide if you're ready to buy a home or develop a personalized action plan to help you get there
If you're ready to purchase, your counselor will also provide a list of recommended lenders to get you started.
Fill out this form to get started!
Completing this form will connect you with one of our staff members, who will assist you in signing up for the specific counseling you are interested in.
